Bodily Injury Litigation Claim Representative
CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. They are seeking an experienced Claims Adjuster to manage bodily injury auto claims, including uninsured and underinsured motorist claims, while ensuring compliance with state regulations.
Responsibilities
- Investigate the validity of claims, evaluate policy coverage, and determine if any referrals to the Special Investigation Unit (SIU) are necessary
- Make prompt contact with policyholders and other relevant parties to gather required documentation, conduct recorded statements, and more
- Establish initial reserves based on gathered information, adjusting as needed throughout the life of the claim
- Negotiate timely and fair settlements with claimants, attorneys, or other parties. Issue accurate payments as appropriate
- Identify potential risks, red flags, and fraud indicators, escalating concerns to the SIU when applicable
- Maintain an organized diary system to ensure all claims are handled efficiently and in compliance with timelines
- Effectively manage the loss costs associated with litigation claims
- Adhere to all state and local regulations, including New Jersey and Pennsylvania Unfair Claims Practices and Guidelines
Skills
- 1+ year of experience handling Bodily Injury claims
- Strong communication skills, both verbal and written, with the ability to provide excellent customer service
- Exceptional organizational and time management abilities
- Strong analytical, investigative, and negotiation skills
- Proficiency in Microsoft Office and the ability to learn and navigate new computer systems and technologies
Benefits
- Comprehensive health benefits including medical, dental and vision coverage
- Generous paid time off (PTO days, sick days, and holidays)
- Flexible spending options with FSA & HSA plans
- Life and AD&D insurance
- 401(k) with company match
- Voluntary benefits such as legal services, pet insurance, and identity & fraud protection
- 24/7 Employee Assistance Program (EAP) for employees and their families
- Health & wellness perks including gym discounts, wellness reimbursements, and reward programs
- Fun, engaging in-office events that support our culture
Company Overview