Experienced NQM Underwriter (Remote Positions Available)
Job Description
Our Client is a large National Top-Tier NQM Mortgage Company looking to add experienced Underwriters to it's REMOTE Operations Team. The Role (Principal Responsibilities)
- Reviews of all loan files for adherence to Company guidelines
- Responsible for issuance of all loan approvals, suspensions, and declines.
- Conditions loans in accordance with program and federal requirements; works with the account managers, account executives and broker to ensure all conditions are clear
- Typically does not work directly with the broker or correspondent
- The sole individual responsible for issuance of a file to close
- Responsible for pipeline management to adhere to turn times and compliance requirements
- Coordinates resolution of any auditing deficiencies with Operations Manager and Post-closing Department
The Necessary Qualifications
- 2+ years experience underwriting and in-depth knowledge of mortgage lending audit and credit procedures
- Working knowledge of conventional and government guidelines, as well as, Federal and State compliance requirements
- Maintains professionalism in providing excellent service to clients
- Able to problem-solve and discuss scenarios for the best overall client experience
- Ability to manage pipeline daily while meeting monthly production and quality goals
- Strong written and verbal communication skills preferred
- Fraud Detection
- Manual Jumbo underwriting experience strongly preferred
- Prior NQM experience preferred but not required
- Prior Bank Statement loan underwriting experience preferred
The Company (What We Can Offer YOU!):
- Base Pay + Excellent Bonus Structure
- Terrific Company-Matched 401(k) Plan
- Energetic and Spirited Work Environment
- Dedicated, Hard-Working Colleagues
- Cutting-edge Products and Highly Competitive Pricing
Apply today, start your career tomorrow! We are looking to fill this position ASAP. NOTE: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required of this job. Salary and Bonus Commensurate with experience. Apply To This Job Apply tot his job Apply To this Job