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[Remote] Software Engineer, Distribution Platform

Work from home Full-time role Hiring

Note: The job is a remote job and is open to candidates in USA. Upstart is a leading AI lending marketplace focused on reducing borrowing costs for Americans. The Software Engineer on the Distribution Platform team will develop scalable marketing solutions, working closely with cross-functional teams to deliver high-quality products across various channels.

Responsibilities

  • Work with cross functional partners including product managers, designers, machine learning engineers, analytics, and marketing managers to design and deliver high-quality products to be served across various marketing channels
  • Design and build technology for serving marketing content to users in a scalable and efficient manner
  • Make architectural contributions and decisions to improve the reliability of our software and maintainability of our code base

Skills

  • 4+ years of professional software development experience
  • Strong proficiency in one or more programming languages such as Ruby, Java, Kotlin, Python, or Javascript
  • Experience building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP)
  • Experience leading small to medium sized projects over multiple months and/or multiple engineers
  • Excellent written and verbal communication skills with the ability to work in a distributed team
  • Experience working on systems that integrate with 3rd parties and/or ingest, store, expose large amounts of data
  • Experience with SQL, data warehouses, or other database technologies
  • Professional experience with digital advertising platforms like Google Ads or Meta Ads
  • Professional experience working with Ruby on Rails and/or Kotlin
  • Experience or interest in working with React, typescript, or front end technologies
  • Experience working with marketing technology or growth engineering

Benefits

  • Target bonuses
  • Equity compensation
  • Generous benefits packages (including medical, dental, vision, and 401k)
  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Income protection benefits, including life insurance and disability coverage for added financial security
  • Paid time off, sick leave, and company holidays, in line with local requirements
  • Paid family and parental leave to support caregiving and major life moments (duration varies by country)
  • Family-centered benefits to support fertility, parenthood, and caregiving needs
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

Company Overview

  • Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. It was founded in 2012, and is headquartered in San Mateo, California, USA, with a workforce of 1001-5000 employees. Its website is https://upstart.com/about.
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