[Remote] Senior Software Engineer, Foundations

Note: The job is a remote job and is open to candidates in USA. Upstart is a leading AI lending marketplace dedicated to reducing the cost and complexity of borrowing for all Americans. As a Senior Software Engineer on the Foundations team, you will build and maintain scalable backend systems that support marketing initiatives, improving data workflows and collaborating with cross-functional teams to enhance data quality and availability.

Responsibilities

• Build and maintain scalable backend systems and data pipelines that support audience segmentation and marketing attribution workflows
• Partner with product managers, marketers, and engineers to deliver data solutions that support customer acquisition and conversion goals
• Extend existing data infrastructure to support increasing data volumes, evolving business requirements, and new integrations
• Contribute to data quality initiatives by implementing monitoring, validation, and guardrail mechanisms across critical datasets
• Participate in technical discussions around architecture, access patterns, and platform scalability to support long-term platform growth

Skills

• Bachelor's degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 4 years of experience
• 5+ years of experience building and maintaining backend distributed systems or large-scale data platforms
• Experience working with data processing systems, databases, or data pipelines in production environments
• Experience implementing fault tolerance, monitoring, and observability practices for backend systems
• Experience collaborating cross-functionally with engineering, product, or business stakeholders to deliver technical solutions
• Knowledge of data modeling and schema design best practices for large-scale data systems
• Experience supporting marketing technology, attribution, or customer segmentation platforms
• Familiarity with data governance, privacy, and PII security considerations
• Ability to balance short-term feature delivery with long-term platform maintainability and scalability
• Experience contributing to architectural discussions and improving engineering best practices across teams

Benefits

• Target bonuses
• Equity compensation
• Generous benefits packages (including medical, dental, vision, and 401k)
• Base pay, bonus opportunities, and annual equity grants that vest quarterly
• 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
• Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
• Health Savings Account contributions from Upstart for eligible plans (US only)
• Income protection benefits, including life insurance and disability coverage for added financial security
• Paid time off, sick leave, and company holidays, in line with local requirements
• Paid family and parental leave to support caregiving and major life moments (duration varies by country)
• Family-centered benefits to support fertility, parenthood, and caregiving needs
• Employee Assistance Program (EAP) offering mental health support and life-centered resources
• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
• Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
• Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
• Connection and community through team events, all-company updates, and employee resource groups (ERGs)
• Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

Company Overview

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