Credit Analyst

Scope of the Role

The Credit Analyst’s primary duties will be conducting financial analysis on a portfolio of counterparties among a broad sector of industries to assess credit risk. The Credit Analyst will work closely with commercial and legal teams to negotiate credit language in different types of master power agreements. The role requires a balance of supporting business needs with a commercial mindset while managing credit risks.

Responsibilities also include assisting the Director of Credit Risk with the preparation of reports for EKI management, commercial teams, and the Risk Oversight Committee (ROC). All efforts are conducted within the guidelines and policies established by the CEO and consistent with EKI’s mission and values.

This role will be a critical part of the organization to grow our market presence and expand our customer base with a risk minded approach.

Essential Duties

• Monitor the credit quality of a portfolio of counterparties using financial statements and industry research
• Continuously monitor industries that could create outsized risk in the company’s overall portfolio bringing those of concern to the attention of the appropriate party/parties
• Recommend appropriate credit limits using EKI’s Energy Risk Management Plan guidelines
• Request and manage collateral as needed
• Negotiate credit terms in commercial agreements
• Produce and create daily reports that inform decision makers regarding energy trading risks and credit
• Accurately maintain systems and databases with relevant credit data
• Anticipate, make, and meet any potential margin calls to and from counterparties
• Develop relationships internally and externally to share information and positively influence decision making
• Enhance process efficiencies and document new processes with company growth
• Collaborate with other members of the Risk team to support interdepartmental initiatives
• Prepare ad hoc reports as needed
• Performs other related duties as assigned by management

Specific Skills, Knowledge, Experience & Education Requirements

• Bachelor’s degree in finance, accounting, economics, math or related technical fields
• Two to four years related experience or equivalent
• Familiarity and interest in energy commodities trading
• Prior credit and energy industry experience are a plus
• Acute attention to detail
• Excellent written and verbal communication skills
• Proficient in Excel, Word, and Powerpoint
• Unlimited curiosity and willingness to ask questions to understand complicated issues
• Strong analytical and critical thinking skills
• Accountability for work product and ability to adapt and learn in a dynamic market environment
• Ability to make quick but accurate decisions under pressure and escalate when needed
• Self-Starter who enjoys new challenges

Work Conditions

This position is fully remote, allowing you the flexibility to work from your preferred location. While you have flexibility in your schedule, core working hours must align with Mountain Time Zone to ensure effective collaboration and communication with the team. Occasional travel may be required for meetings, conferences, or training sessions. Reliable high-speed internet access is required to fulfill the responsibilities of this position. All employees must successfully complete a background check as part of the onboarding process.

Application Process

Please submit your application online in the Careers section of EKI’s webpage: www.energykeepersinc.com/careers/

Applications will be reviewed and screened as they are received. This position will be open until further notice and could be closed without selection if the right candidate is not found.

Energy Keepers, Incorporated, is an Indian Preference Employer. Energy Keepers, Incorporated is a federally chartered corporation, wholly-owned by the Confederated Salish and Kootenai Tribes that operates and maintains hydropower facilities and sells the electricity generated thereby.

The statements contained in this job description are not all-inclusive; additional duties may be assigned and requirements may vary from time to time.