[Remote] Adjudicator, Credit

Note: The job is a remote job and is open to candidates in USA. Fairstone Bank is a dynamic automobile finance brand committed to enabling dealer partners to sell more cars. They are seeking a Credit Adjudicator to review and adjudicate vehicle loan applications, ensuring accurate and timely assessments of creditworthiness while maintaining relationships with dealers.

Responsibilities

• Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation
• Ensure loan applications are assessed accurately and timely in a fast-paced environment
• Detail oriented and able to closely follow credit policy rules to ensure risk parameters are consistently followed
• Develop and maintain respectful relationships with dealers
• Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners
• Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required
• Provide prompt, efficient, detailed customer-oriented service to all stakeholders
• Perform all other duties as assigned

Skills

• You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details
• You possess excellent verbal and written communication skills in English and French
• You thrive in a fast-paced environment and have strong attention to detail
• You are tech-savvy and know your way through Microsoft Office Suite and Outlook
• You can collaborate well with various teams and departments
• You must be flexible and available to work all shifts mentioned in the Working condition
• You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry
• Previous experience working with loan origination software
• Post-secondary education in Finance or Business Administration

Company Overview