Analyst I, Merchant Risk
Affirm is reinventing credit to make it more honest and friendly, and they are seeking an Analyst I for their Merchant Risk Analytics team. This role involves supporting merchant onboarding and ongoing monitoring through data analysis, modeling, and automation workflows while collaborating with cross-functional partners to enhance risk management processes.
Responsibilities
- Support merchant onboarding and ongoing portfolio monitoring through data analysis, modeling and automation workflows
- Detect and monitor fraud across the network, responding quickly to emerging risks
- Contribute to the development and improvement of scalable monitoring frameworks, controls, and reporting
- Assist in identifying gaps and opportunities within existing risk processes
- Partner cross-functionally to translate risk requirements into data-driven strategies
- Leverage AI-assisted tools to accelerate analysis, automate workflows, and support the development of scalable, agentic merchant risk solutions
Skills
- Minimum 1 year of experience in risk management or a related field, including prior experience with analytics
- Strong problem-solving skills with the ability to break down ambiguous problems using data
- Ability to think creatively and critically, thriving in a fast-paced environment
- Eagerness to explore new tools and methodologies to solve real-world problems
- Strong coding skills in Python, SQL or other scripting languages; familiarity with agentic / LLM orchestration frameworks
- Passion for understanding how the product works and the broader context of business decisions
- Comfortable using AI tools to enhance productivity, analysis, and workflow automation; interest in building or leveraging agentic workflows to solve risk problems
- Bachelor's degree in a quantitatively rigorous field such as engineering, statistics, optimization, math, finance, or economics
Benefits
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company Overview
Company H1B Sponsorship