Sr. Director, Global AML/ATF & Sanctions Compliance - Program Governance

About the position Visa maintains a global anti-money laundering / anti-terrorist financing (AML/ATF) and sanctions program established under formalized policies and procedures. We are seeking a seasoned financial crimes compliance professional to lead the Global AML & Sanctions governance and program management function. The Sr. Director will report to the Global AML and Sanctions Officer. The role includes the ownership, oversight, and ongoing enhancement of a variety of program functions, including but not limited to: Develop, implement, and maintain global AML and Sanctions compliance policies, ensuring alignment with regulatory requirements. Establish and oversee governance structures, including compliance working group, management reporting, and escalation frameworks. Lead the execution of enterprise AML and Sanctions risk assessment to identify, assess, and mitigate key compliance risks across different products. Review and assess new products, services, and business initiatives for AML and Sanctions compliance risks, ensuring alignment with regulatory obligations. Participate in projects related to changes to the AML governance or escalation framework including the design, implementation, and execution of controls to ensure process robustness and reliability and ensure comprehensive documentation is up to date. Coordinate regulatory examinations, internal audits, and compliance testing programs to ensure program effectiveness and adherence to policies. Manage the quarterly board reporting for AML and Sanctions compliance team. Develop, enhance and manage the AML and Sanctions compliance training program in coordination with Global Training team and Visa University. Implement a robust quality assurance framework to monitor the effectiveness of the compliance program and drive continuous improvement. Manage the monthly reporting to BSA officer on Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs). Prepare quarterly board reporting and ensure appropriate updates are included on Visa Core and regulated entities. The ideal candidate should be a strategic thinker with strong communication skills and a track record for successfully designing, implementing, and monitoring financial crimes compliance program frameworks in line with industry best practices. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Responsibilities

• Develop, implement, and maintain global AML and Sanctions compliance policies, ensuring alignment with regulatory requirements.
• Establish and oversee governance structures, including compliance working group, management reporting, and escalation frameworks.
• Lead the execution of enterprise AML and Sanctions risk assessment to identify, assess, and mitigate key compliance risks across different products.
• Review and assess new products, services, and business initiatives for AML and Sanctions compliance risks, ensuring alignment with regulatory obligations.
• Participate in projects related to changes to the AML governance or escalation framework including the design, implementation, and execution of controls to ensure process robustness and reliability and ensure comprehensive documentation is up to date.
• Coordinate regulatory examinations, internal audits, and compliance testing programs to ensure program effectiveness and adherence to policies.
• Manage the quarterly board reporting for AML and Sanctions compliance team.
• Develop, enhance and manage the AML and Sanctions compliance training program in coordination with Global Training team and Visa University.
• Implement a robust quality assurance framework to monitor the effectiveness of the compliance program and drive continuous improvement.
• Manage the monthly reporting to BSA officer on Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs).
• Prepare quarterly board reporting and ensure appropriate updates are included on Visa Core and regulated entities.

Requirements

• 12 or more years of work experience with a bachelor's degree or at least 10 years of work experience with an advanced degree (e.g. Masters/MBA/JD/MD), or a minimum of 5 years of work experience with a PhD.

Nice-to-haves

• At least 15 years of experience working in an AML/ATF and sanctions program environment at a Financial Institution.
• Experience in Card and payments industry a plus, but not essential.
• Strong understanding of relevant BSA/AML and sanctions requirements and industry best practices, related industry certifications a plus.
• Experience designing, implementing, and governing AML & sanctions related program frameworks.
• Strong communication skills with an ability to explain complex compliance, business, and technical concepts to broad audiences in an approachable way.
• Strong writing skills and policy administration background.
• Strategic thinker with strong operational and execution-focused perspective or experience.
• Experience leading and collaborating across Global and Regional structures in dynamic, matrixed and time sensitive business environments.
• Experience interacting directly with regulators, both in the U.S. and internationally.
• Strong attention to detail and ability to collaborate, lead and execute across multiple initiatives leveraging cross-functional teams.
• Passion for payments and creating new solutions.

Benefits

• Medical
• Dental
• Vision
• 401 (k)
• FSA/HSA
• Life Insurance
• Paid Time Off
• Wellness Program

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