Post-Closing Closing Disclosure Specialist

Key Responsibilities

• Review final Closing Disclosures (CDs) for accuracy, completeness, and compliance with TRID and investor guidelines.
• Confirm that all closing costs, credits, and disbursements are accurately reflected and supported by settlement statements.
• Ensure timely delivery of CDs to borrowers and necessary parties per federal and state regulations.
• Reconcile any discrepancies between the final settlement statement and CD's signed consummation, and produce and send a PCCD as needed/required.
• Upload corrected or final versions of CDs into the Loan Origination System (LOS) and investor portals.
• Track and manage missing or trailing settlement statement and coordinate follow-up with settlement agents.
• Support audit and quality control teams with documentation requests related to CDs.
• Maintain accurate logs and reporting for post-closing CD tracking and performance metrics.
• Escalate compliance risks or unresolved CD issues to management for further review.

Skills, Knowledge and Expertise

• High school diploma or equivalent required; associate or bachelor’s degree preferred.
• Minimum 2 years of mortgage industry experience, preferably in closing, post-closing, or compliance.
• Strong knowledge of Closing Disclosures, TRID requirements, and fee tolerance rules.
• Experience working with title/escrow companies and reviewing settlement statements (e.g., ALTA/HUD-1).
• Experience with LOS platforms such as Encompass is strongly preferred.
• Excellent attention to detail, organizational, and time management skills.
• Strong written and verbal communication skills.
• Ability to work independently and handle time-sensitive documents with accuracy.

Benefits

• Above market salary
• HMO on Day 1 for principal and two dependents
• Government-mandated benefits
• Performance-based Incentives
• Quarterly Company Events
• 1,000 PHP De Minimis
• Equipment and software provided

Originally posted on Himalayas